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CREDIT SCORES IN THE UK

What are they and how to check yours? Obtaining a loan, wherever you live, requires a credit score, which lenders use to evaluate whether or not to approve your request to borrow money. What is a credit score? Have you checked yours? Check this website to get more details. If you’ve borrowed money before to buy something on credit, or to pay for a home mortgage or a car, or for school, or for any…

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E-Books Sales Drop, Audiobooks Sales Increase – AAP Reports

The Association of American Publishers (AAP) launched their latest study of 2018 data on earnings for consumer book publishers. The StatShot Monthly report was released on February 11, stating that revenue for three book categories — Children’s/Young Adults, Adult Books, and Religious Presses — saw growth, and the $7.9 billion from 2018 was a 4.6 % boost over 2017. The most significant rise was in audiobook sales, increased by 37.1%, an additional $127.1 million since…

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Indian banks can do more to make open banking obvious path to prosperity, says GlobalData

Indian banking system is among the most convenient and trusted in the world, but Indian banks can do more to put consumer centricity to the core of their strategy and make open banking the apparent path to prosperity, says leading data and analytics company GlobalData. According to GlobalData’s Retail Banking, Customer Insight Survey, 2017, India has taken several measures including granting new banking licenses to stir up competition, introducing the unified payment interface (UPI) to…

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What is a Bitcoin & How do Cryptocurrencies Work

Say there’s a coin that’s currently worth numerous U.S. dollars, but it’s not made of gold, or platinum, or any rare-earth element. In reality, it’s not the sort of coin you can hold in your hand or stick in a piggy bank. It’s a digital currency, which suggests it just exists electronically. I’m discussing bitcoin. Bitcoin doesn’t work like most cash. It isn’t connected to a state or government, so it does not have a…

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